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Does the HOA cover roof replacement? Whether the HOA covers roof replacement depends on the governing documents and the cause of the roof damage. In many cases, the HOA is responsible for maintaining and repairing。

Most HOA’s will cover repairs for shared structures, including a roof. However, people who are living in single family residences or detached condos and townhouses will。

HOA Assessments: In some cases, if the HOA’s reserve funds are insufficient to cover the cost of roof repairs or replacements, the association may levy special assessments。

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